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Idea 11 of 11 · working draft

Open Self-Driving Fleets to Independent Owners

Open self-driving fleets to qualified independent owners under the same safety and fair-competition rules for everyone.

Open self-driving fleets to qualified independent owners under the same safety and fair-competition rules for everyone. Limit how much of a local fleet one company can own. Use published entry terms, fair ride assignments, clear fees, and a choice of platforms. Lower costs and owner income are goals, not guarantees.

What it would do

  • Limit the share of a local fleet that one maker or ride platform can own.
  • Give qualified owners fair access, fair ride assignments, clear fees, and a choice of platforms.
  • Require safety and service checks, reach more neighborhoods, and work alongside buses and trains.
  • Offer a chance to earn, not a promise of savings, income, or safety.

The problem

Transportation was the second-largest spending category after housing in the federal government’s 2024 household averages. That includes more than owning a car, and each family’s budget is different. A family without reliable transportation can struggle to reach a better job across town. Self-driving fleets could offer another option, but technology alone does not decide who benefits. Rules do.

What the cost reports show

These reports were checked on October 11, 2026. They describe car costs, not what a self-driving service would charge or save.

  • Kelley Blue Book reported that buyers paid an average of $49,855 for a new vehicle in July 2026. That is an average across vehicles sold, not the price of every car.
  • In Edmunds’ data, a $10,000 to $15,000 budget bought a used vehicle averaging 8.7 years old and about 98,000 miles in April through June 2026. In the same months of 2019, that budget bought one averaging 4.7 years old and about 58,000 miles. These are group averages, not a promise about any particular car.
  • AAA estimated $12,863 a year to own and operate a new vehicle in its 2026 study, based on five years and 75,000 miles. That includes loss in resale value, not just monthly bills. Your cost will depend on the car, where you live, and how much you drive. AAA changed its method, so this estimate should not be directly compared with its 2025 total.

Four fair-ownership rules

  • Ownership cap. No single manufacturer or ride platform could directly own more than a set share of the licensed self-driving fleet vehicles in a metro area. Above that share, vehicles must be independently owned. The cap tightens as the market grows, before one company dominates.
  • Open access. A large platform must accept qualified independent owners on published, equal terms. It can require safety, maintenance, and service standards. It cannot exclude owners at random.
  • Fair dispatch. A cap means little if a platform sends rides to its own cars first. Ride assignment must not depend on who owns the car, and outside auditors must be able to check how it works.
  • Clear terms. Platforms would publish their fees and could not change the economic terms of an existing owner contract midway. Owners would get data on their own car’s use and earnings. Owners could list the same car on more than one platform, so platforms compete for owners.

Why this idea has precedent

The country has often limited a company from owning both a product and the only way to reach it. Examples include rules that kept movie studios from owning theaters and rules that kept airlines from ranking their own flights first. Those rules were meant to keep markets open, not to punish business.

Safety, coverage, and transit

  • Safety standards would apply to every car and every owner. This plan does not promise that any system is safe. Regulators would need to set and enforce the standards.
  • Require service areas that reach beyond downtown, including neighborhoods that are hard to serve.
  • Fleets would work alongside buses and trains. They would not replace public transit.

What Congress can do

  • Federal law limits certain temporary safety-standard exemptions to 2,500 vehicles per manufacturer in a 12-month period. This is not a limit on every self-driving fleet. It applies to vehicles using those exemptions because they do not meet all existing vehicle standards.
  • Congress could change that exemption limit and attach fair-ownership rules and enforceable safety requirements. Those ownership rules are this proposal, not current law.
  • In its July 2026 update, the federal vehicle safety agency said it had begun work on self-driving performance requirements. Work on standards is not the same as having final rules, and it is not a guarantee of safety.
  • Set a national framework for safety, ownership, and open access while the industry is still small.
  • Require fleets that operate across state lines to follow the access rules.

Drivers and owners

People who drive for ride apps today could lose that work. This plan aims to open a chance for some of them to own a car instead. It is an opportunity, not a guarantee. Owning a car carries costs and risks, and owner income is not promised. The published data and terms are meant to help people decide with open eyes.

The tradeoffs

Caps and open-access rules could slow how fast companies expand, and could add costs for them. Safety and service checks add paperwork for owners. Some people will say the market should decide. The case for this plan is that without rules, one company may end up owning the cars, the network, and the customer.

Common questions

What is the “Open Self-Driving Fleets to Independent Owners” idea?
Open self-driving fleets to qualified independent owners under the same safety and fair-competition rules for everyone.
How would it work?
Open self-driving fleets to qualified independent owners under the same safety and fair-competition rules for everyone. Limit how much of a local fleet one company can own. Use published entry terms, fair ride assignments, clear fees, and a choice of platforms. Lower costs and owner income are goals, not guarantees.
The problem?
Transportation was the second-largest spending category after housing in the federal government’s 2024 household averages. That includes more than owning a car, and each family’s budget is different. A family without reliable transportation can struggle to reach a better job across town. Self-driving fleets could offer another option, but technology alone does not decide who benefits. Rules do.
What the cost reports show?
These reports were checked on October 11, 2026. They describe car costs, not what a self-driving service would charge or save. Kelley Blue Book reported that buyers paid an average of $49,855 for a new vehicle in July 2026. That is an average across vehicles sold, not the price of every car. In Edmunds’ data, a $10,000 to $15,000 budget bought a used vehicle averaging 8.7 years old and about 98,000 miles in April through June 2026. In the same months of 2019, that budget bought one averaging 4.7 years old and about 58,000 miles. These are group averages, not a promise about any particular car. AAA estimated $12,863 a year to own and operate a new vehicle in its 2026 study, based on five years and 75,000 miles. That includes loss in resale value, not just monthly bills. Your cost will depend on the car, where you live, and how much you drive. AAA changed its method, so this estimate should not be directly compared with its 2025 total.
Four fair-ownership rules?
Ownership cap. No single manufacturer or ride platform could directly own more than a set share of the licensed self-driving fleet vehicles in a metro area. Above that share, vehicles must be independently owned. The cap tightens as the market grows, before one company dominates. Open access. A large platform must accept qualified independent owners on published, equal terms. It can require safety, maintenance, and service standards. It cannot exclude owners at random. Fair dispatch. A cap means little if a platform sends rides to its own cars first. Ride assignment must not depend on who owns the car, and outside auditors must be able to check how it works. Clear terms. Platforms would publish their fees and could not change the economic terms of an existing owner contract midway. Owners would get data on their own car’s use and earnings. Owners could list the same car on more than one platform, so platforms compete for owners.
Why this idea has precedent?
The country has often limited a company from owning both a product and the only way to reach it. Examples include rules that kept movie studios from owning theaters and rules that kept airlines from ranking their own flights first. Those rules were meant to keep markets open, not to punish business.
Safety, coverage, and transit?
Safety standards would apply to every car and every owner. This plan does not promise that any system is safe. Regulators would need to set and enforce the standards. Require service areas that reach beyond downtown, including neighborhoods that are hard to serve. Fleets would work alongside buses and trains. They would not replace public transit.
What Congress can do?
Federal law limits certain temporary safety-standard exemptions to 2,500 vehicles per manufacturer in a 12-month period. This is not a limit on every self-driving fleet. It applies to vehicles using those exemptions because they do not meet all existing vehicle standards. Congress could change that exemption limit and attach fair-ownership rules and enforceable safety requirements. Those ownership rules are this proposal, not current law. In its July 2026 update, the federal vehicle safety agency said it had begun work on self-driving performance requirements. Work on standards is not the same as having final rules, and it is not a guarantee of safety. Set a national framework for safety, ownership, and open access while the industry is still small. Require fleets that operate across state lines to follow the access rules.
Drivers and owners?
People who drive for ride apps today could lose that work. This plan aims to open a chance for some of them to own a car instead. It is an opportunity, not a guarantee. Owning a car carries costs and risks, and owner income is not promised. The published data and terms are meant to help people decide with open eyes.
The tradeoffs?
Caps and open-access rules could slow how fast companies expand, and could add costs for them. Safety and service checks add paperwork for owners. Some people will say the market should decide. The case for this plan is that without rules, one company may end up owning the cars, the network, and the customer.

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